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Personal Umbrella Insurance

Stay Covered, Stay Confident.

At Sagacity Insurance, we understand that life can be unpredictable. That’s why personal umbrella insurance is a smart choice to protect your assets beyond standard policies. Our team is here to guide you through tailored coverage options, ensuring you have the peace of mind you deserve. Let's secure your future together!

Do I Need Personal Umbrella Insurance?

We believe personal umbrella insurance is essential because it provides an extra layer of financial protection beyond your standard policies, ensuring you're covered against unexpected liabilities and helping you safeguard your hard-earned assets.

  • Liability Protection: Covers claims against you for bodily injury or property damage that exceeds the limits of your primary policies.
  • Legal Defense Costs: Helps pay for attorney fees and legal expenses if you are sued.
  • Injuries to Others: Provides coverage for medical expenses if someone is injured on your property or due to your actions.
  • Personal Injury: Often extends to claims like defamation, false arrest, or invasion of privacy.
  • Worldwide Coverage: Protects you wherever you go, not just in the U.S.
  • Excess Coverage: Adds an extra layer of financial protection on top of existing homeowner, renter, or auto policies.
  • Cost-Effective Protection: Provides substantial coverage at a relatively low premium compared to other insurance types.


At Sagacity Insurance, we’re here to help you secure the financial future you deserve. If you have questions about personal umbrella insurance, don’t hesitate to reach out!

Coverage Options Tailored to Your Needs

At Sagacity Insurance, we understand that life can throw unexpected challenges your way, and that's why our personal umbrella insurance is designed to provide you with an extra layer of protection when you need it most. What sets us apart is not just our comprehensive coverage options, but also our commitment to personalized service. We take the time to get to know you and your unique situation, ensuring that you receive the right policy tailored to your specific needs and lifestyle.


Our approach to personal umbrella insurance goes beyond just numbers; it’s about peace of mind. With Sagacity Insurance, you're not merely a policyholder; you’re part of our community. We pride ourselves on clear communication and being available to answer your questions at any time. Whether it’s boating accidents, unexpected home mishaps, or liability claims, we work hard to protect what matters most to you, giving you the confidence to enjoy life without worry.

Don’t let uncertainty hold you back. With Sagacity Insurance, you can drive confidently knowing you’re protected against life’s unexpected bumps in the road.

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