Privacy Policy

The purpose of our website is to provide information about Sagacity Insurance Professionals, Inc. and serves as an overview of insurance information, the products and services we provide, and additional information that you may find beneficial. This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. 

For complete coverage information, please refer to the applicable specific policy in its entirety, including any and all applicable policy endorsements. 

Furthermore, information submitted via our website will be held confidential and will be used for insurance purposes only. Completion/submission of the applications or request for additional information does not constitute the purchase of insurance, nor does it represent any agreement to provide coverage under any insurance policy. No coverage will be bound, added, altered or changed as a result of submitting a request for information or quotation of insurance. Only coverage that has been confirmed bound by Sagacity Insurance Professionals, Inc. will be considered bound. Coverage is also subject to an acceptable signed application and receipt of the proper payment, if applicable, while meeting the underwriting guidelines of the Insurance Company providing coverage. 

AUTHORIZATION OF USE & LEGAL NOTICE OF COPYRIGHT

Sagacity Insurance Professionals, Inc. and its affiliated companies hereby authorizes any person to access this Website for informational and pleasure purposes only. Sagacity Insurance Professionals, Inc. reserves any and all rights to terminate access to www.SagacityIP.com at any time without any notice. This website is not intended to infringe on the copyright of any individual or entity. The material, data and information included on this website are property of Sagacity Insurance Professionals, Inc. All rights are reserved under the copyright laws of the United States of America. No part of this website can be copied or reproduced without the prior written consent of Sagacity Insurance Professionals, Inc.

NO WARRANTIES:

Any user of www.SagacityIP.com assumes all responsibility and risk for the use of this site and the Internet in general. Sagacity Insurance Professionals, Inc. and its employees, agents, directors, officers and owners disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or non-infringement. Sagacity Insurance Professionals, Inc. has the right to discontinue, change or update any data, information or material included in the website at any point in time. Sagacity Insurance Professionals, does not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this www.SagacityIP.com. No advice or information given by Sagacity Insurance Professionals, Inc. shall create any warranty or guarantee of coverage. Neither Sagacity Insurance Professionals, Inc. warrants that the data, information and material included on this website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this website is free of viruses or other harmful components. Many of our pages describe various insurance products. The availability of a specific product may differ from state to state and industry to industry. The product descriptions are general in nature and the insurance coverage is subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact Sagacity Insurance Professionals, Inc. for additional information. 

DISCLAIMER OF LIABILITY:

In no event should Sagacity Insurance Professionals, Inc. or its employees, agents, directors, officers or owners be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included on this website or on the Internet generally or on any other basis. 

DISCLAIMER FOR THIRD PARTY LINKS:

This website may contain links to third-party websites that are not controlled by Sagacity Insurance Professionals, Inc. These third-party links are made available to you as a convenience and by navigating to them you agree to use these links at your own risk. Please advise that Sagacity Insurance Professionals, Inc. is not responsible for the content of third-party websites linked to www.SagacityIP.com nor are we responsible for the privacy policy or practices of third-party website linked to www.SagacityIP.comour Privacy Policy only applies to information we collect from you while you are actively in a connection with Sagacity Insurance Professionals, Inc. If you should link to a third-party website from Sagacity Insurance Professionals, Inc. we strongly encourage you to review and become familiar with that websites privacy policy. Sagacity Insurance Professionals, Inc. is not liable for any damages incurred on the internet.

ELECTRONIC COMMUNICATIONS: 

Sagacity Insurance Professionals, Inc. will not be deemed to have accepted any electronic communication unless Sagacity Insurance Professionals, Inc. provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If Sagacity Insurance Professionals, Inc. has any electronic communication, Sagacity Insurance Professionals, Inc. will assume the communication was received intact by the intended recipient. The recipient of such message must notify Sagacity Insurance Professionals, Inc. if the transmission was not received, was not received in a readable format, or was sent to an incorrect recipient. 

SECURITY:

Despite the security measures taken by Sagacity Insurance Professionals, Inc there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes any and all risks that such information may be disclosed or intercepted by unintended third parties and Sagacity Insurance Professionals, Inc disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information is advised to mail or call Sagacity Insurance Professionals, Inc. 

GOVERNING LAW & VENUE:  

Your access and use www.SagacityIP.com and the contents hereof shall be governed by and interpreted in accordance with the Laws of The United States of America. Any dispute, claim or controversy arising from or related to the access or use of this Web site shall be brought in Lee County, Florida. 

SEVERABILITY:

Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the enforceability/ validity of the remaining provisions. 

If you have any questions about this information, please contact us at 239-533-9755 during normal operating hours.